Job Description

We are changing FINANCE to finance CHANGE!

At  Climate First Bank , we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, and SBA loans—all designed to power a better future.

With branches in  St. Petersburg, Winter Park, Mount Dora , and a growing  digital presence , we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them.

Welcome to the Movement

You are joining a team of driven, mission-aligned individuals ready to make an impact. They share your passion for sustainability, your ability to thrive in a fast-paced environment — and, just like you, want to be part of something bigger! We are goal-setters, go-getters, and changemakers . We celebrate wins, tackle challenges head-on, and push the boundaries of what can be achieved when technology and finance seamlessly integrate. We are fueled by purpose and growth, and with you on board, we will reach new heights in achieving our lofty goals.

How you will thrive at Climate First Bank

At Climate First Bank, we’re not just building a better future for the planet — we’re also investing in yours. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.

• Health Coverage — 100% Paid by Us (employee coverage, employer contribution towards dependents)
• Financial Wellness & Wealth Building

• 401(k) with 6% Employer Match — start saving for retirement with a strong head start and no vesting period.
• Employee Stock Options and Grants — share in the success you help create.
• Exclusive Employee Banking Perks — including employee-only account and loan products.
• Generous Paid Time Off— 2–4 Weeks of Vacation for full time employees based on officer level and 64 Hours of Paid Sick Time for all full-time employees.
• Protection & Peace of Mind— We offer company-paid life insurance, Disability Insurance and an Employee Assistance Program (EAP) with free counseling, legal, and financial services.

What to expect as a BSA (Bank Secrecy Act) Analyst

The BSA Analyst  plays a critical role in safeguarding Climate First Bank against financial crime and ensuring compliance with all federal, state, and regulatory requirements related to the Bank Secrecy Act (BSA), OFAC, and anti-money laundering (AML) standards. This is a hands-on, individual contributor role where your expertise will help protect our customers, uphold our values, and maintain the integrity of our operations. This is a remote US based position.

What You’ll Contribute in This Role:

 •  Regulatory Compliance Excellence You’ll serve as a guardian of compliance, maintaining a deep and current understanding of BSA, OFAC, and AML regulations. Your role ensures Climate First Bank stays ahead of evolving laws and industry standards, protecting both the institution and its customers from financial crime.

• Alert Investigation & Case Management Using tools like Verafin FRAML and other monitoring systems, you’ll review and analyze alerts with precision. Your investigative work will involve digging into transaction details, identifying patterns, and determining whether activity warrants escalation—all while documenting findings thoroughly.

• Fraud Detection & Risk Mitigation You’ll play a key role in identifying and addressing potential fraud. This includes researching flagged transactions, assessing risk levels, and escalating issues promptly to prevent losses. Your ability to act quickly and decisively will help safeguard the bank’s reputation and financial integrity.

• Reporting & Documentation Accuracy is critical in compliance reporting. You’ll prepare and submit Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) with meticulous attention to detail. Maintaining comprehensive records for audits and regulatory reviews will be a cornerstone of your responsibilities.

• Customer Risk Reviews You’ll conduct periodic reviews of high- and medium-risk customers, ensuring ongoing monitoring aligns with internal policies and regulatory expectations. Your work will help the bank maintain a strong risk posture and identify emerging threats before they escalate.

• Wire & ACH Analysis You’ll perform regular analysis of wire transfers and ACH activity to detect anomalies and mitigate potential risks. This proactive approach helps ensure that payment channels remain secure and compliant with all applicable regulations.

• Champion our Mission fiercely and passionately You’ll adopt and practice a commitment to social, economic, environmental, and racial justice. You will apply curiosity and interest in our core values and pursue education related to sustainability practices.

• Protect our Organization and our Customers You will quickly pursue and demonstrate an understanding of all established Bank policies, procedures, and regulations, but especially those defined by BSA, AML, CIP, and OFAC. Recognizing the importance of protecting the organization and our customers, you will question suspicious activity and stay in close collaboration with our Compliance department to ensure proper investigation and processing of potentially fraudulent activity. You will stay informed on legal context and regulatory requirements and prioritize completing all web-based compliance and IT training.

What You’ll Leverage in this Role:

• Your Experience and Education  You bring a solid foundation in banking compliance, ideally with a bachelor’s degree in a related field and ACAMS certification. Multiple years of hands-on experience preparing SARs, generating CTRs, and investigating suspicious activity will set you up for success. If you’ve worked with BSA/AML regulations and understand how they apply in practice, you’re ready for this challenge.

• Your Entrepreneurial Self-Starter Mentality This role requires initiative and independence. You won’t have direct reports, so your ability to take ownership of tasks, prioritize effectively, and move projects forward without constant oversight is critical. If you thrive in dynamic environments and enjoy solving problems proactively, you’ll excel here.

• Your Master Communicator Expertise You’ll need to communicate complex compliance findings clearly and professionally to internal stakeholders. This includes writing detailed reports, explaining investigative outcomes, and escalating issues tactfully. If you can translate technical compliance language into actionable insights, you’re the communicator we need.

• Your Tech-Forward Thinking Comfort with compliance technology is essential. Experience with Verafin FRAML or similar case management systems is highly preferred, and strong Excel skills will help you analyze data efficiently. If you’re quick to learn new platforms and enjoy leveraging technology to improve processes, you’ll thrive in this role.

•Your Organization & Efficiency Guru Status Managing multiple alerts, reports, and deadlines requires exceptional organizational skills. You should be able to maintain meticulous records, track follow-ups, and ensure nothing slips through the cracks—even under pressure. If you’re known for your ability to juggle priorities and deliver accurate work on time, this is your arena.

•Your Commitment to Being a Team Player While this is an individual contributor role, collaboration is key. You’ll work closely with compliance leadership and other departments to resolve issues and maintain regulatory integrity. If you value teamwork, share knowledge freely, and contribute to a positive, mission-driven culture, you’ll fit right in.

How We Work Together at Climate First Bank

At Climate First Bank, we believe that how we work is just as important as what we do. Every team member is expected to deliver high-quality results on time—whether independently or in collaboration with others. You’ll be part of a supportive, mission-driven team where professionalism, communication, and collaboration are key to our collective success.

You’ll also be expected to stay informed and compliant with all regulatory policies, including BSA, AML, CIP, and OFAC. These aren’t just checkboxes — they’re essential to maintaining the trust and integrity that define our bank.

What to Expect in Your Work Environment:

This role is remote within the US. It requires the ability to perform essential functions such as sitting, talking, hearing, and occasionally lifting up to 20 lbs. You may also be asked to attend remote meetings, travel, or work evenings and weekends as needed. We’re committed to supporting our team, and reasonable accommodation will always be considered on a case-by-case basis.

Your Commitment

By stepping into this role, you acknowledge and embrace the responsibilities outlined here. You understand the outlined responsibilities are not intended to be all encompassing and that they may evolve or change over time and that management reserves the discretion to assign or reassign duties and responsibilities to this position at any time. While your duties may evolve over time, your adaptability and alignment with our mission will remain at the heart of your success.

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